Banking And Financial Services MBA 3rd Semester
Syllabus
Course Code: BA4003
Banking and Financial Services
Unit I: Introduction to Indian Banking System and Performance Evaluation                 Â
Overview of Indian Banking System – Structure – Functions – Key Regulations in Indian Banking Sector –RBI Act, 1934/ 2006 –Banking Regulation Act, 1949– Negotiable Instruments Act 1881/ 2002 – Provisions Relating to CRR – Provision for NPA’s – Overview of Financial Statements of Banks – Balance Sheet – Income Statement – CAMEL.
Unit II: Managing Bank Funds/ Products & Risk Management                            Â
Capital Adequacy – Deposit and Non-Deposit Sources – Designing Deposit Schemes and Pricing of Deposit Sources – Loan Management – Investment Management – Asset and Liability Management – Financial Distress – Signal to Borrowers – Prediction Models – Risk Management – Interest Rate – Forex – Credit Market –Operational and Solvency Risks –NPA’s – Current Issues on NPA’s – M&A’s of Banks into Securities Market.
Unit III: Development in Banking Technology                                          Â
Payment System in India – Paper Based – E Payment – Electronic Banking – Plastic Money – E-Money –Forecasting of Cash Demand at ATM’s – The Information Technology Act, 2000 in India – RBI’s Financial Sector Technology Vision Document – Security Threats in E-Banking & RBI’s Initiative.
Unit IV: Asset Based Financial Services                                                Â
Introduction – Need for Financial Services – Financial Services Market in India – NBFC – RBI Framework and Act for NBFC – Leasing and Hire Purchase – Financial Evaluation – Underwriting – Mutual Funds.
Unit V: Insurance and Other Fee Based Financial Services                                Â
Insurance Act, 1938 –IRDA – Regulations – Products and Services – Venture Capital Financing – Bill Discounting – Factoring – Merchant Banking – Role of SEBI.